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Speak to our Finance Specialists TODAY
Purchasing a new home is exciting! And the financing can be too! We understand that it’s a crucial aspect for home buyers, as it can significantly impact their flexibility and approach. We want to help. That’s why we partner with Loan Market to bring you Construction Loan Specialists, who ensure you have reliable advice and guidance on your finance options, tailored to your situation. When you let us do the hard work for you, we’ll find you the right interest rate, structure and flexibility.
If it’s your first time buying a property that isn’t already constructed, you’ll probably have some questions.
Finance your new home in 3 easy steps
1
Know Your Borrowing Power
Engage with one of our experts to understand your financial position in building your dream home today!
2
Choose Your Dream Home Design
Browse our catalogue of home designs as well as House & Land packages to choose a home layout that suits your lifestyle. Utilise our Price Your Home Tool to calculate your home costs.
3
Have Your Finance Approved And Ready
Be one step closer to your brand new home! Speak with one of our brokers and have your unconditional home loan approved and ready to start the home building process.
Loan Options
Our Construction Loan Specialists can help you navigate your options. We’ll narrow it down by understanding your needs and objectives. Our team prioritises clarity and transparency, so we’ll show you the features of each loan and explain the benefits, allowing you to make an informed choice that suits your circumstances.
It’s important to consider all the costs and fees you’ll face during the process, so there are no surprises along the way. So, we’ll discuss the ‘hidden’ costs involved in buying a property (i.e. stamp duty, application fees, building inspections and more).
Domaine Homes wants you to have the relevant information you need before exploring your finance options, so it’s a little easier to navigate. From construction loans to home loans and lender's mortgage insurance, you can rely on our team of specialists to advise you based on your requirements.
We’ll negotiate a competitive deal through over 60 banks and lenders that we work with, to find you the right interest rate, structure and flexibility. In 6 easy steps, we’ll handle the paperwork and be the main point of contact throughout your journey, so you can find exactly what you need with us.
We do this every day. You don’t have to manage your options alone.
How We Help
1
A panel of 30+ lenders and 100s of loans (and exclusive offers!)
2
Specialist negotiators securing competitive interest rates
3
No interest charged on overdue progress payments
4
Only a 10% deposit is required before construction
5
Tender expiry guarantee to protect against price increases
6
Only $10,000 required before contract
7
Our construction loan expertise and service come at no cost to you.
First Home Buyer Pack
Buying your First Home? See which government grants you could be entitled to.
It's simple, click on the link to provide us with your details and we'll send your free First Home Buyer Grant Pack, which also include our handy Easy Saver Guide.
Loan Calculator
Want to maximise your borrowing power?
Find out how much you could borrow, and how much repayments would be for your loan size.
It's important to shop around - bank and lenders all use different criteria to calculate how much they will lend you. Your borrowing capacity between two banks could be thousands of dollars - the difference between building your dream home or settling for your second favourite.
Our Finance Managers know what each lender is looking for and will use the strengths of your application to maximise your borrowing capacity.
We’re more than just custom-home builders; we want to make sure we see you through every step of the way. That’s why we provide you with a team of experts who can answer all your questions and guide you to make informed decisions.
It’s easy to get overwhelmed considering your finances, but the good news is, with Domaine Homes, you have options. You can focus your time and energy on designing your dream home; we’ll sort the rest.
Get started by sending an enquiry, or speak to a member of the team today.
Compare our panel of lenders
Over 60 banks and lenders you know and trust in the one place.
Frequently Asked Questions
How much deposit do I need to purchase a property?
Typically lenders ask for 20% of the total house price before they’ll consider giving you a loan but there are a number of ways around this. Some lenders will accept a smaller deposit but it’s likely that you’ll need to pay Lenders Mortgage Insurance (LMI). There might also be grants that you can take advantage of. Get in touch to chat about your options.
Can you help me understand my borrowing capacity?
Of course! Borrowing capacity refers to how much you can borrow from a lender. As your borrowing capacity can differ widely from lender to lender, get in touch today and we can help you understand your maximum borrowing power from the 30 plus lenders we have access to.
How will you decide which loan is best suited to my circumstances?
With more than 30 home lenders on our panel, you and I are spoiled for choice. We narrow the search down by first understanding your needs and objectives. We will show you the features of each loan and explain the benefits, allowing you to make an informed choice which lender and loan you would like to apply for.
Does it cost to use a broker?
You do not pay a fee for our services. Instead, we’re paid a commission by the lender you choose for doing the work on their behalf and looking after your home loan needs ongoing. Learn more here and get in touch if you have any questions.
What fees should I be aware of when purchasing a property?
There are several fees that often aren’t discussed in length when buying a property. These include stamp duty, application fees, pest and building inspections and more. Get in touch with a broker today for an up-front conversation about all the hidden fees. Find a summary here.
What grants are available to me?
There are many grants that are available for those wanting a home loan and the options differ from state to state. To find out what grants you are eligible for, get in touch with our Home Finance Managers to help you understand what grants you could be eligible for.
How much does it cost to refinance?
Some of the costs you’d expect to pay include discharge, application and settlement fees and we work with you ensure that the savings outweigh the costs when refinancing from one lender to another. To find out how much you can save by refinancing your loan, give us a call.
What is Lenders Mortgage Insurance (LMI)?
LMI is required if you need to borrow more than 80% of the value of the property you are purchasing. You pay a premium which can be funded in the home loan and it protects your lender if you can’t pay your loan and the home needs to sold.
*Any information provided on this website does not take into account your individual objectives, financial situation or needs. You should consider whether it is appropriate for you, and read the relevant disclosure document. Normal lender criteria, fees, charges, terms and conditions apply. **Finance Manager added benefits offer. Terms and Conditions. Effective as at 6/09/2017. The added benefits offer is available to you subject to the following terms and conditions: You meet our Finance Manager’s qualification criteria; You promptly supply and sign all documentation required by our Finance Manager to complete your loan application and to satisfy any further lender requirements; This offer is only applicable to loans secured and finalized (i.e. unconditional loan approval) by our Finance Manager.
Loan Market Pty Ltd ABN 89 105 230 019 | Australian Credit License 390222.
Know your borrowing power in UNDER 5 MINUTES
